Split the bill.
Skip the sign‑up.

No. Send them a bill link. They can see what they owe and open a payment app right from their browser—no download or Settle account needed.

Yes. Scan a receipt and assign the items, enter each person’s amount, or split the whole bill evenly.

Use a payment app you already have, like Venmo, Cash App, or PayPal. Settle keeps track of the split; it doesn’t hold your money or automatically verify payments.

Yes. Bills, splits, friends, groups, and payment links are free, with 3 receipt scans a month. Pro is $3.99 per month or $29.99 for a full year.

Unlimited receipt scans, smart nudges for unpaid balances, recurring expenses, and a Pro badge. Choose monthly or yearly billing, and cancel anytime.

Their balance stays open. Send a reminder or share the bill link again, then record the payment when they’ve paid you back.

Yes, in the app or by emailing privacy@joinsettle.app. The Delete Account page in the footer explains the 7-day grace period and what happens to your data.